Planning for retirement
Consider income, withdrawals and the portfolio decisions ahead.
Explore retirement planning →Insights
Insights
Plain-language articles on personal planning, investing, and retirement from a fee-only fiduciary firm.
Start with the decision in front of you
Considering a new adviser
Compare actual costs, advice and the questions to resolve before moving.
Read the adviser-switching guide →Connecting your financial decisions
See how personal planning and investment management work together.
Explore personal financial planning →Selected articles on personal planning, investing and retirement. Older material remains available in the archive.
Leaving a Large Brokerage Firm? What to Know Before You Move
Considering a new adviser? Compare actual account costs, understand fiduciary relationships, and review holdings and tax questions before moving your accounts.
Roth Conversion and IRMAA: A Houston Retiree's Guide
Considering a Roth conversion in Houston? Review Medicare premium effects and compare scenarios with a fee-only fiduciary before deciding.
From Building Wealth to Living on It
Retirement changes the questions your portfolio needs to answer. Review actual costs, company-stock exposure, cash needs and tax trade-offs with Todd Smurl, CFA.
The Top 5 Mistakes to Avoid When Selecting a Financial Planner
Choosing a financial planner? Compare fiduciary responsibility, credentials, total costs, investment process and personal fit, not recent returns alone.
Maximizing Social Security Benefits
Compare Social Security claiming choices with your cash needs, health, spouse or survivor benefits, portfolio withdrawals and taxes.
Retirement Planning for Oil and Gas Professionals: Six Decisions to Review
Retirement decisions for energy professionals: review income needs, employer exposure, available benefits and career transitions with Todd Smurl, CFA.
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