Leaving a Large Brokerage Firm? What to Know Before You Move
Considering a new adviser? Compare actual account costs, understand fiduciary relationships, and review holdings and tax questions before moving your accounts.
Insights
Investing
Personal Index Portfolios, direct indexing, asset allocation, risk, and values-based (ESG and faith-based) investing. Index funds are simple and cheap; owning the individual stocks adds tax control and customization at the cost of more moving parts. These posts explain when each approach fits.
From Building Wealth to Living on It
Retirement changes the questions your portfolio needs to answer. Review actual costs, company-stock exposure, cash needs and tax trade-offs with Todd Smurl, CFA.
Why Rebalancing Matters for Your Retirement Portfolio
Why portfolio rebalancing matters for retirement: restore your intended risk mix while considering withdrawals, cash flows, costs and taxes.
Direct Indexing, Index Funds and Stock-Selection Styles
Compare direct indexing, index funds and stock-selection styles, with the trade-offs in taxes, customization, diversification and costs.
Aligning Your Investments with Your Values
Explore how investment preferences fit alongside retirement needs, costs, taxes and diversification, with practical limits on direct-stock and ETF exclusions.
Rethinking What ESG Investing Means
Understand ESG labels, read the actual fund criteria, and discuss feasible stock exclusions alongside retirement needs, costs and diversification.
4 Strategies for Reducing Risk in Your Investment Portfolio
Manage investment risk through cash reserves, a disciplined investing approach, diversification and a fee-only fiduciary perspective.
The Four Pillars of ESG Investing
Define your preferences, understand your holdings and weigh costs, diversification and taxes before applying ESG or other values-based investment criteria.
Personal Index Portfolios: Faith-Based Investing
Discuss faith-based investment preferences with Todd, including feasible direct-stock exclusions, ETF limits, diversification, costs and retirement priorities.
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