Maximizing Social Security Benefits
When to claim, how spousal and survivor benefits work, and how earnings and taxes affect your Social Security check. A guide to getting the most from the program.
Insights
Retirement
Retirement income, Social Security and Medicare timing, RMDs, and the years just before and after you stop working. Claiming early versus late, Roth versus traditional, guaranteed income versus flexibility: these articles lay out the trade-offs so you can decide.
Retirement Planning in the Oil and Gas Industry: A Comprehensive Guide
As a professional in the oil and gas industry, you likely enjoy a stable income and have accumulated significant assets over the years.
Social Security: Things to Consider Before Tapping into Your Benefits
Social Security benefits play a vital role in providing or augmenting income for retirees, dependents, and those with disabilities.
Your Guide to Required Minimum Distributions (RMDs)
When required minimum distributions start, how they are calculated, the penalty for missing one, and strategies such as QCDs and Roth conversions to manage them.
Common Pitfalls in Retirement
Taxes may be an inevitability but there are ways you can reduce your total tax obligation by planning proactively.
How Can Working in Retirement Impact Medicare & Social Security Benefits?
Working past retirement age can change your Medicare premiums and Social Security benefits. What to know about earnings limits, IRMAA, and enrollment timing.
Retirement Income Planning: Develop a Plan in Four Easy Steps
There are four steps you can follow to develop a thorough retirement income plan.
10 Things To Consider in the Retirement Red Zone
The five years before and after retirement are the "retirement red zone," when sequence risk, healthcare, and withdrawal decisions matter most. Ten things to check.
Balance Your Retirement Investments With Comprehensive Risk Analysis
Your appetite for risk changes over time. How a comprehensive risk analysis shapes retirement investment decisions such as stock and bond allocation.
Understanding the Impact of Taxes on Your Retirement
How Social Security, IRA withdrawals, and state residency are taxed in retirement, what the 2025 tax law changed for retirees, and strategies such as Roth conversions to lower the bill.
Talk with a CFA and a CPA/PFS, CFP® about your situation
A free introductory meeting, no obligation. Financial planning is included as part of the investment management fee, so there is no separate planning charge.