Retirement Investment Policy Statement: Decision Rules
A retirement investment policy statement connects goals, cash needs and portfolio decisions. Learn what to put in writing before your next review.
Insights archive
Insights
Browse articles in chronological order on personal planning, investing, retirement and business-owner decisions.
Cash Reserve in Retirement: Plan Before You Sell
Size a cash reserve in retirement around spending, dependable income and known bills. A guide for Houston retirees planning portfolio withdrawals.
Retirement Tax Withholding: A Year-End Review
Retired or retiring in Houston? Review IRA and pension withholding, estimated payments and your household tax picture before choosing a year-end action.
Which Accounts Should You Withdraw From First in Retirement?
Compare taxable accounts, traditional IRAs and Roth IRAs to build a retirement withdrawal order around your income needs, taxes and investment plan.
Roth Conversion and IRMAA: A Houston Retiree's Guide
A Roth conversion can raise Medicare Part B and D premiums, usually two years later. See how IRMAA brackets work and what to review before converting.
Leaving a Large Brokerage Firm? What to Know Before You Move
Considering a new adviser? Compare actual account costs, understand fiduciary relationships, and review holdings and tax questions before moving your accounts.
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