IFP Insights

Many people equate Medicare and Social Security benefits with retirement – but what if, when that day arrives, you aren’t quite ready to say goodbye to your day job?

There are four steps you can follow to develop a thorough retirement income plan. Gathering the information you will need may take some effort, but the details you collect will be instrumental to building your plan.

Financial experts have nicknamed the five years before retirement and the five years after it the “retirement red zone.” Here, the far-off concept of retirement has become a reality. Rather than looking to maximize growth, you’re ready to scale down your portfolio to maintain a steady stream of income.

It's never too early to start looking at your tax obligations for the coming tax season. The information in this article is for the 2023 tax year, which most taxpayers will file in 2024.

For years, values and investing were viewed as separate disciplines. Not anymore. That’s why it has become increasingly common for investors to incorporate their values into their overall planning.

Confused about SECURE Act 2.0? Take a look at our rundown of the new legislation and how it changes your retirement.

Most people are comfortable getting second opinions on major decisions. Your investment portfolio should be no different.

Start the year off right by getting started on these five top financial goals.

Longevity is a major factor in your retirement strategy. Take a look at other factors you will want to consider in your planning.

If you are an investor and only tax loss-harvest at year-end, you miss the opportunity to loss-harvest mid-year dips. This matters. A lot. Recent studies estimate that year-round tax loss harvesting is significantly more effective than year-end loss harvesting, potentially as much as 2.7x more.